Updated January 12, 2024
Many elderly people visiting the United States may have several pre-existing conditions and be further concerned whether visitors insurance would still cover COVID-19 related expenses simply because they have pre-existing conditions. They may have questions about the best health insurance for visitors to the USA with pre-existing conditions as related to COVID-19.
Q: Do you have any visitors insurance that provides coverage for COVID-19?
A: Yes, we have many such insurance plans. Please look at this article for further details.
Q: What are pre-existing conditions?
A: In general, any medical condition that existed prior to the effective date of the policy is a pre-existing condition.
Q: What is acute onset of pre-existing conditions?
A: In simple terms, an unforeseen emergency occurring after the effective date of the policy without any prior warning or symptoms that requires treatment within the next 24 hours. More information
Q: Would the insurance plan still provide COVID-19 coverage if my parent has pre-existing conditions?
A: In many visitors insurance plans, COVID-19 is covered just like any other new sickness that occurs after the effective date of the policy.
Therefore, in such plans, as long as you are infected after the effective date of the policy, you would be covered for COVID-19 treatment, as it is an acute medical condition.
It is possible that COVID-19 symptoms may become worse due to other pre-existing conditions. However, that does not mean that for all people with pre-existing conditions, COVID-19 treatment would be excluded.
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